About Me

I am a partner in the Tech Transaction team and Co-Head of our International Financial Services Sector Group, based in London. I advise clients on disruptive digital technology adoption including cloud computing, AI, blockchain, agile software development and open source licensing, with a particular focus on FinTech.

I am an experienced Tech Transactions/FinTech lawyer advising suppliers and customers on complex, high-value commercial contracts including outsourcing/sourcing projects, payments services agreements, SaaS agreements, strategic partnerships and white-label agreements. In addition, I regularly advise clients on 'frontier technologies' such as blockchain and AI technology procurement.

I am a Ranked Lawyer in Chambers for FinTech and I am mentioned in Who's Who Legal (Fintech).

One of the areas of my job that I find the most rewarding is developing strong relationships with people: it's important that our clients know, like and trust their lawyers. When I was a more junior lawyer I took the opportunity to get to know our clients by going on secondments in the accountancy, financial services and consultancy industries. This means I have experienced things from the client's perspective, and, as a result, I'm now regularly involved in managing client relationships and I understand the importance of advising on complex commercial and legal issues in a practical and no-nonsense way.
  • Advising a variety of FinTechs (EMIs, AISPs, PISPs) on the drafting and negotiation of various agreements from strategic partnership arrangements, white-label agreements, and agreements for the provision of payment services.
  • Advising a range of FS clients on the impact of AI, including advising on the drafting of AI policies and the regulatory impact of AI adoption.
  • Advising a global FinTech company in connection with its strategic partnership with a blockchain software developer to create a blockchain platform for the syndicated loan market.
  • Leading a team of lawyers advising a UK regional media group on the outsourcing of its end-to-end IT infrastructure. The deal was the first of its kind in the UK's regional newspaper industry.
  • Advising a well-known IT systems integrator in a successful £700m deal to provide outsourced telecoms, IT infrastructure and end-user computing services to a major UK mobile network operator.
  • Advising an international merchant bank on its decision to expand its retail banking network in the GCC, focusing on tech as a key differentiator. I advised on all aspects of this major transformation project, including dealing with the migration of the legacy wholesale banking infrastructure to a new tech platform.


  • University of Durham, Law


  • The Law Society of England & Wales in 2006
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An impressed market insider says: 'He's an absolutely top guy who's really passionate about FinTech. He's building something brilliant at the firm.' A satisfied client adds: 'He's technically excellent but has a good negotiation style as well - it's a very relaxed, collaborative style,' continuing: 'In terms of quality, he's right up there.'

Chambers 2022

Jonathan Emmanuel sits among England's most distinguished lawyers, well versed across the full gamut of disruptive digital technology.

WWL (FinTech) 2021

One client says he's 'very collaborative,' adding: 'Jonathan would listen when I had an opinion on stuff, rather than just dictating.'

Chambers, 2020

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