I am a senior financial services regulatory specialist with a particular focus on advising firms who are digitally transforming the way financial services are being delivered.
I have developed a diverse range and in-depth experience of retail and wholesale financial services, including advising firms in the banking, payments, brokerage and wealth management sectors. I offer particular experience in the regulation of digital wealth management services, payment services and electronic money products. I provide advice to payment service providers across the payment chain, including issuers, merchant acquirers and merchants, including e-commerce platforms.
The UK and EU regulatory framework has constantly evolved over the last decade and the combination of advising clients on new financial services regulation with the development of new digital technology enables me to give practical and pragmatic advice. This ranges from organisational or governance requirements to advising on product specific issues across the development chain from regulatory perimeter issues, structuring the product and developing the contractual documentation.
My practice area also includes assisting firms with their compliance programmes for non-sector specific regimes such as anti-money laundering, bribery and corruption and market abuse, where I have advised a number of banks, lenders, investment firms, and insurers in recent years.