13 February 2020
Apple Pay under Competition Law scrutiny
www.twobirds.com/en/news/articles/2020/global/apple-pay-under-competition-law-scrutiny

DG COMP is investigating Apple Pay. In this article, we discuss some of the issues that, we believe, must be discussed at part of that investigation.

22 April 2020
The PSR sets a revised deadline of 1 May 2020 for responses to a Call for Input on its "Competition and Innovation in the UK’s New Payments Architecture" briefing paper
www.twobirds.com/en/news/articles/2020/global/the-psr-sets-a-revised-deadline-of-1-may-2020-for-responses-to-a-call-for-input

The UK's Payment Systems Regulator (PSR) has set a new deadline of 1 May 2020 for interested parties to respond to its briefing paper

03 December 2020
Dutch regulator calls for tighter regulation of Big Techs in payment market study
www.twobirds.com/en/news/articles/2020/netherlands/dutch-regulator-calls-for-tighter-regulation-of-big-techs-in-payment-market-study

On 1 December 2020, the Dutch competition authority (ACM) published its long-awaited report on the role of major technology firms (Big Techs) in the payment market. The publication of the report was expected in the ...

04 March 2021
New Danish guidelines on payment institutions’ objective, non-discriminatory and proportionate access to credit institutions’ payment account services
www.twobirds.com/en/news/articles/2021/denmark/new-danish-guidelines-on-payment-institutions-objective-non-discriminatory-and-proportionate-access

The Danish Financial Supervisory Authority (Danish FSA) and the Danish Competition and Consumer Authority (DCCA) have issued new guidelines under Article 63 of the Danish Payments Act (DPA) (transposing PSD2 Article 36) ...

11 February 2020
New German legislation allows access to the iPhone's NFC antenna
www.twobirds.com/en/news/articles/2020/germany/new-german-legislation-allows-access-to-the-iphones-nfc-antenna

As part of the implementation of the fifth Anti-Money Laundering Directive (AMLD5), the German Parliament has decided to require providers of technical infrastructures, such as Apple in relation to the Near Field ...

07 January 2021
UK and EU Trade and Co-operation Agreement - Key points to consider for financial services and payments
www.twobirds.com/en/news/articles/2021/uk/uk-and-eu-trade-and-co-operation-agreement-key-points-to-consider-for-financial-services

The UK and the EU agreed a Trade and Co-operation Agreement (TCA) on 24 December 2020 which came into force on 1 January 2021 on 'basis' which is provisional until full ratification. The TCA covers many areas, mainly ...

18 June 2020
The European Commission opens formal antitrust probes against Apple in relation to Apple Pay and the App Store
www.twobirds.com/en/news/articles/2020/france/the-european-commission-opens-formal-antitrust-probes-against-apple-in-relation-to-apple-pay

While the payment sector is under the authorities’ spotlight with two on-going public consultations on payments and fintech launched by the European Commission (EC – see our alert here) and a separate consultation on ...