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  1. Legal news
    09 September 2019
    Online Card Payments temporarily exempt from Strong Customer Authentication in Finland
    www.twobirds.com/en/news/articles/2019/global/online-card-payments-temporarily-exempt-from-strong-customer-authentication-in-finland

    Pursuant to PSD2, as implemented into Finnish law, payment service providers needs to perform SCA when the user accesses its payment account online, when the payer is initiating a payment, or when the user carries out ...

  2. Legal news
    10 September 2019
    No general transition period granted in Sweden for implementation of SCA for remote card-based transactions - but with certain exceptions
    www.twobirds.com/en/news/articles/2019/sweden/no-general-transition-period-granted-in-sweden-for-implementation-of-sca-for-remote-card-based

    The Swedish Financial Supervisory Authority (the "SFSA") confirms that no general transition period will apply in Sweden for the implementation of strong customer authentication (SCA) in relation to remote card-based ...

  3. Legal news
    13 September 2019
    PSD2: Bank of Spain confirms the additional period to migrate to SCA
    www.twobirds.com/en/news/articles/2019/spain/psd2-bank-of-spain-confirms-the-additional-period-to-migrate-to-sca

    On 11 September 2019, the Bank of Spain has issued a communication (only available in Spanish) regarding the upcoming entry into force of strong customer authentication ("SCA") mandate for electronic payment ...

  4. Legal news
    04 September 2019
    Extra time awarded by FCA for Strong Customer Authentication and for screen scraping payment accounts under PSD2 Open Banking
    www.twobirds.com/en/news/articles/2019/uk/extra-time-awarded-by-fca-for-strong-customer-authentication

    UK Financial Conduct Authority (FCA) has awarded extra time in relation to Strong Customer Authentication (SCA) for e-commerce card transactions, as well as extending the period of time during which TPPs can screen ...

  5. Legal news
    27 March 2020
    Increase of contactless payment limits in order to slow down spread of COVID-19
    www.twobirds.com/en/news/articles/2020/global/increase-of-contactless-payment-limits-in-order-to-slow-down-spread-of-covid-19

    As the coronavirus (COVID-19) pandemic continues to spread across the globe, governments and international organisations (e.g. World Health Organisation) are recommending to consumers that, rather than paying in cash in ...

  6. Legal news
    25 April 2018
    New EU Geo-Blocking Regulation: what businesses selling into the EU and across Member State borders need to do to comply
    www.twobirds.com/en/news/articles/2018/global/new-eu-geoblocking-regulation-what-businesses-selling-into-the-eu-need-to-do-to-comply

    A new EU Geo-blocking Regulation will apply from 3 December 2018 and will affect many businesses that sell their goods and services into EU countries and across the borders of the Member States. We highlight the main ...

  7. Legal news
    02 July 2020
    Introduction of e-warranty cards and new product warranty terms in Hungary
    www.twobirds.com/en/news/articles/2020/hungary/introduction-of-e-warranty-cards-and-new-product-warranty-terms-in-hungary

    As of 1 January 2021 new rules are entering into force affecting the statutory warranty rule for durable consumer goods. This is not an entirely new piece of law, but amendments to the standing Government Decree No ...

  8. Legal news
    26 May 2020
    Six Key Regulatory Rules for Entry into The Cosmetics Market
    www.twobirds.com/en/news/articles/2020/global/six-key-regulatory-rules-for-entry-into-the-cosmetics-market

    Unlike other types of products (such as medicinal products) cosmetics products do not need prior regulatory approval before they can be put on the market. This does not mean, however, that they are unregulated – far ...

  9. Legal news
    13 October 2020
    The issues to be tackled by the new VBER in relation to selective distribution
    www.twobirds.com/en/news/articles/2020/global/the-issues-to-be-tackled-by-the-new-vber-in-relation-to-selective-distribution

    Selective distribution systems are exempted from the application of Article 101(1) of the TFEU if certain conditions laid down in the Vertical Block Exemption Regulation ("VBER") are met. During the process of reforming ...

  10. Legal news
    09 December 2019
    Danish Competition and Consumer Authority publishes first decision and injunction on discriminatory access to accounts maintained by a credit institution
    www.twobirds.com/en/news/articles/2019/denmark/danish-competition-and-consumer-authority-publishes-first-decision-and-injunction

    On 4 December 2019, the Danish Competition and Consumer Authority (DCCA) published their first decision and injunction on discriminatory access to accounts maintained by a credit institution under Article 63(1) of the ...