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  1. Legal news
    16 April 2020
    Revised EU Cross-Border Payment Regulation – Delayed enforcement of its provisions on currency conversion
    www.twobirds.com/en/news/articles/2020/global/revised-eu-cross-border-payment-regulation-delayed-enforcement-of-its-provisions

    The European Commission (EC) published a statement on 9 April 2020, in relation to the revised EU Cross-Border Payments Regulation (CBPR2). In that statement, the EC refers in particular to the CBPR2 provisions on ...

  2. Legal news
    18 June 2021
    Bank of England publishes discussion paper on stablecoins
    www.twobirds.com/en/news/articles/2021/global/bank-of-england-publishes-discussion-paper-on-stablecoins

    Earlier this month, the Bank of England (BoE) published its discussion paper ‘New forms of digital money’ (the Paper) setting out its approach to stablecoins and digital currencies.

  3. Legal news
    25 August 2020
    RegTech: EBA launches an industry survey
    www.twobirds.com/en/news/articles/2020/global/regtech-eba-launches-an-industry-survey

    On 12 August 2020, the European Banking Authority (EBA) launched a Regtech industry survey inviting all relevant stakeholders, such as financial institutions and ICT third party providers, to share their views and ...

  4. Legal news
    24 February 2020
    Danish implementation of EBA guidelines on outsourcing
    www.twobirds.com/en/news/articles/2020/denmark/danish-implementation-of-eba-guidelines-on-outsourcing

    On 20 February 2020, the Danish Financial Supervisory Authorities (Danish FSA) published consultations on two new executive orders on outsourcing in the financial sector setting out the requirements to financial ...

  5. Legal news
    19 July 2021
    Take 2: Changes to German legislation allowing access to the iPhone's NFC antenna
    www.twobirds.com/en/news/articles/2021/germany/changes-to-german-legislation-allowing-access-to-the-iphone's-nfc-antenna-take-2

    Germany will introduce changes to its legislation regarding the access to technical infrastructure by payment service providers in Spring 2022.

  6. Legal news
    06 September 2021
    EBA draft guidelines on PSD2 limited network exclusion - for consultation
    www.twobirds.com/en/news/articles/2021/global/eba-draft-guidelines-on-psd2-limited-network-exclusion

    On 15 July 2021, the EBA published draft guidelines on the PSD2 limited network exclusion (Article 3(k) PSD2 – LNE). The guidelines are addressed at national competent authorities (NCAs) and are meant to help them in ...

  7. Legal news
    19 July 2021
    Dutch competition authority closes regulatory investigation into NFC antenna
    www.twobirds.com/en/news/articles/2021/netherlands/dutch-competition-authority-closes-regulatory-investigation-into-nfc-antenna

    The Dutch competition authority (ACM) has decided to close its investigation into payment apps’ access to Apple’s Near-Field Communication (NFC) antenna. The ACM concludes that the EU Interchange Fee Regulation (IFR) ...

  8. Legal news
    28 February 2018
    Payments in the Airline Industry
    www.twobirds.com/en/news/articles/2018/global/payments-in-the-airline-industry

    The so-called "PSD2" is the revision of an existing directive from 2007, called the "Payment Services Directive" or "PSD" or "PSD1".

  9. Legal news
    06 May 2021
    Bigtech entry in the payment sector raises potential competition law risks according to the French Competition Authority
    www.twobirds.com/en/news/articles/2021/global/bigtech-entry-in-the-payment-sector-raises-potential-competition-law-risks

    On 29 April The French Competition Authority (FCA) published its report on the Fintech sector (available here, in French). This report follows its payment sector inquiry launched in January 2020, which primarily focused ...