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  1. Legal news
    18 February 2019
    Netherlands: Implementation date of PSD2
    www.twobirds.com/en/news/articles/2019/netherlands/implementation-date-psd2-in-the-netherlands

    The Dutch Senate approved the legislative proposal transposing the second Payment Services Directive (Directive 2015/2366 – PSD2) into Dutch law on 4 December 2018. At that time, it was expected that the effective date ...

  2. Legal news
    11 February 2019
    Danish FSA issues statement on its interpretation of "account information services"
    www.twobirds.com/en/news/articles/2019/denmark/danish-fsa-has-issues-statement-on-its-interpretation-of-account-information-services

    On 30 January 2019, the Danish Financial Supervisory Authority ("Danish FSA") issued a statement on its interpretation of account information services ("AIS") under the Danish payments act no. 652 of 8 June 2018

  3. Legal news
    08 July 2019
    Dutch Data Protection Authority warns banks to refrain from using transactional data for direct marketing purposes
    www.twobirds.com/en/news/articles/2019/denmark/dutch-data-protection-authority-warns-banks-to-refrain-from-using-transactional-data

    In this client alert we discuss the recent letter from Dutch Data Protection Authority calling out to banks to reconsider any plans they may have to use personal data in transactional data for direct marketing purposes, ...

  4. Legal news
    19 August 2019
    Financing Options – New Framework for Startups in Germany
    www.twobirds.com/en/news/articles/2019/germany/financing-options-new-framework-for-startups-in-germany

    One of the most important questions for every young enterprise is its financing. Business angels, accelerator programmes and classic bank financing are just some of the options. Rather new is the possibility of ...

  5. Legal news
    07 May 2019
    PSD2/ZAG: Strong Customer Authentication and Direct Debiting Schemes
    www.twobirds.com/en/news/articles/2019/germany/psd2-zag-strong-customer-authentication-and-direct-debiting-schemes

    German regulator BaFin limits the application of strong customer authentication for direct debiting schemes.

  6. Legal news
    17 May 2019
    Liberation of Crowdfunding in germany
    www.twobirds.com/en/news/articles/2019/germany/liberation-of-crowdfunding-in-germany

    German Legislator reforms rules for crowdfunding allowing for broader exemption, transparency and investor protection