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  1. Legal news
    24 December 2020
    French Council of State confirms the retention of payment card data is subject to the prior consent of the cardholder
    www.twobirds.com/en/news/articles/2020/france/french-council-confirms-retention-of-payment-card-data-subject-to-prior-consent-of-cardholder

    In line with the guidance from the French data protection authority “Commission Nationale Informatique et Liberté” (CNIL) the Council of State confirms in a decision dated December 10th, 2020 that the conservation of ...

  2. Legal news
    20 July 2021
    Open Banking: The French Comité National des Paiements Scripturaux reports on the state of play of APIs obstacles in France
    www.twobirds.com/en/news/articles/2021/france/french-comite-national-des-paiements-scripturaux-reports-on-the-state-of-play-of-apis-obstacles

    In a document which has just been published, the PSD2 Account Access Interface Working Group of the French National Cashless Payments Committee (Comité national des paiement scripturaux – “CNPS”) lists the APIs offered ...

  3. Legal news
    11 June 2021
    On 10 June 2021, the European Banking Authority (EBA) published its final revised Guidelines on major incident reporting under the Payment Service Directive (PSD2) - (the “Guidelines” - EBA/GL/2021/03).
    www.twobirds.com/en/news/articles/2021/global/on-10-june-2021-the-european-banking-authority-eba-published-its-final-revised-guidelines

    Introduction and background Pursuant to article 96(3) of Directive (EU) 2015/2366 (PSD2), the original Guidelines on major incident reporting were developed in 2017 in close cooperation with the European Central Bank ...

  4. Legal news
    26 August 2020
    France - French Ministry of Economy launches digital transformation working group
    www.twobirds.com/en/news/articles/2020/france/france---mission-launch-about-digital-transformation-by-the-french-ministry-of-economy

    On 5 August 2020, the French Ministry of Economy announced the launch of a mission on the digital transformation of the French Economy (in French “La mission numérique des grands groupes”). France aims to be one of the ...

  5. Legal news
    22 May 2020
    The French competition authority launches a public consultation on the fintech sector
    www.twobirds.com/en/news/articles/2020/france/the-french-competition-authority-launches-a-public-consultation-on-the-fintech-sector

    In parallel to the two consultations launched by the European Commission (EC) at the beginning of April 2020 on digital finance strategy/FinTech and retail payments the French Competition Authority (FCA) has just ...

  6. Legal news
    12 July 2021
    Payment Systems Regulator consulting on its proposed strategy
    www.twobirds.com/en/news/articles/2021/global/payment-systems-regulator-consulting-on-its-proposed-strategy

    The UK’s Payment Systems Regulator (PSR) recently published its proposed five-year strategy, setting out the key outcomes and strategic priorities that will guide its operations. Given the rapid pace of development in ...

  7. Legal news
    28 February 2018
    Payments in the Airline Industry
    www.twobirds.com/en/news/articles/2018/global/payments-in-the-airline-industry

    The so-called "PSD2" is the revision of an existing directive from 2007, called the "Payment Services Directive" or "PSD" or "PSD1".

  8. Legal news
    06 May 2021
    Bigtech entry in the payment sector raises potential competition law risks according to the French Competition Authority
    www.twobirds.com/en/news/articles/2021/global/bigtech-entry-in-the-payment-sector-raises-potential-competition-law-risks

    On 29 April The French Competition Authority (FCA) published its report on the Fintech sector (available here, in French). This report follows its payment sector inquiry launched in January 2020, which primarily focused ...

  9. Legal news
    18 June 2020
    The European Commission opens formal antitrust probes against Apple in relation to Apple Pay and the App Store
    www.twobirds.com/en/news/articles/2020/france/the-european-commission-opens-formal-antitrust-probes-against-apple-in-relation-to-apple-pay

    While the payment sector is under the authorities’ spotlight with two on-going public consultations on payments and fintech launched by the European Commission (EC – see our alert here) and a separate consultation on ...