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  1. Legal news
    04 November 2021
    EBA consults on changes to strong customer authentication (SCA) as applied to PSD2 account information services (AIS)
    www.twobirds.com/en/news/articles/2021/global/eba-consults-on-changes-to-strong-customer-authentication

    The EBA has recently published a consultation paper (available here) in which it is seeking comments on proposed changes to the RTS on strong customer authentication (SCA) and common and secure communication (CSC) (the ...

  2. Legal news
    18 June 2021
    Bank of England publishes discussion paper on stablecoins
    www.twobirds.com/en/news/articles/2021/global/bank-of-england-publishes-discussion-paper-on-stablecoins

    Earlier this month, the Bank of England (BoE) published its discussion paper ‘New forms of digital money’ (the Paper) setting out its approach to stablecoins and digital currencies.

  3. Legal news
    27 October 2021
    What’s next for Buy Now Pay Later: HM Treasury launches consultation
    www.twobirds.com/en/news/articles/2021/global/whats-next-for-buy-now-pay-later-hm-treasury-launches-consultation

    In our article last month (available here), we explored how Buy Now Pay Later (BNPL) works, how it is currently regulated in the UK and the impact of impending regulation. The much-anticipated HM Treasury consultation ...

  4. Legal news
    16 April 2020
    Revised EU Cross-Border Payment Regulation – Delayed enforcement of its provisions on currency conversion
    www.twobirds.com/en/news/articles/2020/global/revised-eu-cross-border-payment-regulation-delayed-enforcement-of-its-provisions

    The European Commission (EC) published a statement on 9 April 2020, in relation to the revised EU Cross-Border Payments Regulation (CBPR2). In that statement, the EC refers in particular to the CBPR2 provisions on ...

  5. Legal news
    06 October 2021
    EBA Report on the Use of Digital Platforms in the EU Banking and Payments Sector
    www.twobirds.com/en/news/articles/2021/global/eba-report-on-the-use-of-digital-platforms-in-the-eu-banking-and-payments-sector

    On 21 September 2021, the EBA published a Report on the use of digital platforms in the EU banking and payments sector (see here), as it is a growing phenomenon in line with the wider digitisation of all sectors of the ...

  6. Legal news
    02 August 2021
    EU publishes package of legislative proposals aimed at strengthening AML/CFT rules
    www.twobirds.com/en/news/articles/2021/global/eu-publishes-package-of-legislative-proposals-aimed-at-strengthening-aml-cft-rules

    On 20 July 2021, the European Commission published a package of legislative proposals aimed at strengthening the EU's anti-money laundering and countering terrorism financing (AML/CFT) rules. The AML package is ...

  7. Legal news
    25 August 2020
    RegTech: EBA launches an industry survey
    www.twobirds.com/en/news/articles/2020/global/regtech-eba-launches-an-industry-survey

    On 12 August 2020, the European Banking Authority (EBA) launched a Regtech industry survey inviting all relevant stakeholders, such as financial institutions and ICT third party providers, to share their views and ...

  8. Legal news
    24 February 2020
    Danish implementation of EBA guidelines on outsourcing
    www.twobirds.com/en/news/articles/2020/denmark/danish-implementation-of-eba-guidelines-on-outsourcing

    On 20 February 2020, the Danish Financial Supervisory Authorities (Danish FSA) published consultations on two new executive orders on outsourcing in the financial sector setting out the requirements to financial ...

  9. Legal news
    06 September 2021
    EBA draft guidelines on PSD2 limited network exclusion - for consultation
    www.twobirds.com/en/news/articles/2021/global/eba-draft-guidelines-on-psd2-limited-network-exclusion

    On 15 July 2021, the EBA published draft guidelines on the PSD2 limited network exclusion (Article 3(k) PSD2 – LNE). The guidelines are addressed at national competent authorities (NCAs) and are meant to help them in ...

  10. Legal news
    19 July 2021
    Take 2: Changes to German legislation allowing access to the iPhone's NFC antenna
    www.twobirds.com/en/news/articles/2021/germany/changes-to-german-legislation-allowing-access-to-the-iphone's-nfc-antenna-take-2

    Germany will introduce changes to its legislation regarding the access to technical infrastructure by payment service providers in Spring 2022.