During the past ten years I have worked in the field of financial services, with a special on European and Spanish legal and regulatory issues related to payments. Prior to joining Bird & Bird, I worked for Visa in Brussels and London where I led the regulatory work related to payments legislation, including in particular PSD2. In addition, I have broad experience dealing with regulatory oversight by the European Central Bank/Eurosystem and the Bank of England. I also provide regulatory advice in Spain, Portugal, Ireland, Greece, Israel and Turkey.Prior to Visa, I was responsible for payment systems at the European Association of Cooperative Banks (EACB), and before that, I was the company secretary and the Head of Compliance/Regulatory Affairs at the leading Spanish Card Payments Scheme, Servired, in Madrid. I am fluent in Spanish, English and French.