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As the deadline for ensuring pre-existing contracts (as defined below) are compliant with the EBA Guidelines (as defined below) draws near, our FinTech team takes a quick look at the approach taken by financial ...
On 29 November 2021, the UK Financial Conduct Authority (FCA) published a policy statement PS21/19 (Policy Statement) which sets out amendments to the UK SCA-RTS, the ‘Payment Services and Electronic Money’ ...
In this extended podcast our Spanish team discusses the ‘Open Revolution’, examining trends and the lessons Open Insurance can take from Open Banking. Click here to listen.
Following a 2020 public consultation, European Central Bank’s (ECB) Governing Council approved a new Eurosystem oversight framework for electronic payments, schemes and arrangements.
The supply of card-acquiring services does not work well for small and medium-sized merchants and large merchants with annual card turnover up to £50 million, the PSR says in its final report
The EBA has recently published a consultation paper (available here) in which it is seeking comments on proposed changes to the RTS on strong customer authentication (SCA) and common and secure communication (CSC) ...
In our article last month (available here), we explored how Buy Now Pay Later (BNPL) works, how it is currently regulated in the UK and the impact of impending regulation. The much-anticipated HM Treasury ...
Over recent years, financial services have been increasingly moving to the cloud, with institutions slowly migrating away from existing legacy systems and on-premise software solutions. It is easy to see why this ...
On 21 September 2021, the EBA published a Report on the use of digital platforms in the EU banking and payments sector (see here), as it is a growing phenomenon in line with the wider digitisation of all sectors of ...
Ahead of our upcoming FinTech Roadshow our Financial Services Group has produced a series of podcasts on various topics in the Financial Services industry.
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